New study reminds us that Americans are woefully unprepared for retirement

Stephan:  401(k)s, a scheme devised by financial interests to milk the middle class and promoted by the Republic Party, like all trickle down Randian economic schemes, have proven to be a disaster. Here is the real story; it isn't pretty, and it is hardly acknowledged by American corporate media. But its impact is going to be tragically painful. I can find no example in the world where austerity conservative economic policies have produced increased wellness. But there are dozens of examples of their failure. Yet this is hardly mentioned in the campaigns -- except by Bernie Sanders and Elizabeth Warren.
For many people, the retirement ‘plan’ is to simply keep working.  Credit: Ruaridh Stewart/Zuma Press/Corbis

For many people, the retirement ‘plan’ is to simply keep working.
Credit: Ruaridh Stewart/Zuma Press/Corbis

Are we all in denial or is it simply impossible to save enough for retirement? Is it some kind of toxic combination of the two? Whatever the reason, yet another study – this one from no less an authority than the non-partisan US government accountability office (GAO) – is here to remind us that we’re woefully unprepared, financially speaking, for retirement. While we may all have dreams about how we’d like to spend our retirement years – fishing, golfing, writing that great American novel – the truth is that as many as half of all households with Americans 55 and older have no retirement savings at all. Nothing. Zip. Nada. Not a dime.

And the news gets worse, the GAO reports. Because households headed by older Americans that don’t have retirement savings like 401(k) plans or IRA accounts also are less likely to have other sources […]

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Experiment confirms quantum theory weirdness

Stephan:  Yet more research speaking to us about the nature of reality. The simple Bronze Age myths that seem to satisfy many Americans, including politicians, are almost quaint when compared with what is really known.
This is Associate Professor Andrew Truscott (L) with Ph.D. student Roman Khakimov. Credit: Stuart Hay, ANU

This is Associate Professor Andrew Truscott (L) with Ph.D. student Roman Khakimov.
Credit: Stuart Hay, ANU

The bizarre nature of reality as laid out by quantum theory has survived another test, with scientists performing a famous experiment and proving that reality does not exist until it is measured.

Physicists at The Australian National University (ANU) have conducted John Wheeler’s delayed-choice thought experiment, which involves a moving object that is given the choice to act like a particle or a wave. Wheeler’s experiment then asks — at which point does the object decide?

Common sense says the object is either wave-like or particle-like, independent of how we measure it. But quantum physics predicts that whether you observe wave like behavior (interference) or particle behavior (no interference) depends only on how it is actually measured at the end of its journey. This is exactly what the ANU team found.

“It proves that measurement is everything. At the quantum level, reality does not exist […]

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France passed law making rooftop solar or gardens mandatory on new commercial buildings

Stephan:  While Red value states are trying to impeded the development of solar in the interests of the politicians' corporate master, other countries are taking a rather different road. Here is an example of what I mean.
1200px-MEC's_green_roof_among_others

A “green roof” of the type mandated for commercial buildings in France.

Two months ago, France passed a law that requires the rooftops of new commercial buildings to be partially (at least) covered by solar panels or plants. The law, passed back in March, was a compromise with French environmentalists and more conservative* members of society.

The law approved by parliament was more limited in scope than initial calls by French environmental activists to make green roofs that cover the entire surface mandatory on all new buildings.The Socialist government convinced activists to limit the scope of the law to commercial buildings.

This isn’t a first. Places like Australia and Germany already have green roofs as a part of their urban landscape. Toronto has had by-laws since 1998 mandating green rooftops.

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Paid as a Pro-Kremlin Troll: ‘The Hatred Spills over into the Real World’

Stephan:  Here is the latest on the trend of using the internet to achieve national government goals; this time it is about the nefarious actions going on Russia.
Activist Lyudmila Savchuk: "An atmosphere of utmost secrecy" Credit: Ludmila Sawtschuk

Activist Lyudmila Savchuk: “An atmosphere of utmost secrecy”
Credit: Ludmila Sawtschuk

Lyudmila Savchuk speaks quickly. She also uses two phones at the same time — they’ve been ringing nonstop since a news agency ran a feature about Savchuk and her experiences working as a professional Kremlin Internet troll. Savchuk, who hails from St. Petersburg, says she wants to set the record straight: She isn’t simply a former employee at a St. Petersburg “troll factory,” she is a journalist who deliberately infiltrated it to expose the business of paying people to post pro-Kremlin online comments.

To do so, Savchuk says she joined forces with other activists in a group called InfoPeace. Savchuk now wants to take her former employer to court so that the truth about the Kremlin’s troll houses and the people behind them will come to light.

SPIEGEL ONLINE: You worked in a so-called “Troll Factory” in St. Petersburg, where you were paid to post comments supporting the Kremlin line. How did you […]

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U.S. Congress Should Have No Part In International Climate Deal, French Minister Says

Stephan:  This is what the U.S. looks like to the rest of the world -- a hulking ignorant bully. I just hate these stories and what my country has become. And it is all due to the Corporate Theocratic Right and their paid for doxy the U.S. Congress.
France’s foreign minister, Laurent Fabius, is at the helm of climate talks expected to culminate in Paris in December. Credit: Fabrizio Bensch/ AP

France’s foreign minister, Laurent Fabius, is at the helm of climate talks expected to culminate in Paris in December.
Credit: Fabrizio Bensch/ AP

On Day 1 of the newest round of the United Nations’ climate change negotiations, the French foreign minister warned delegates that any agreement to lower emissions would have to avoid needing approval from the United States Congress.

“We know the politics in the U.S.,” Laurent Fabius told African delegates, the AP reported. “Whether we like it or not, if it comes to the Congress, they will refuse.”

The United Nations is seeking to develop an agreement that will keep global warming to below the scientifically recognized two-degree limit to avoid cataclysmic climate change. Two weeks of negotiations began Monday, and the final agreement is scheduled for a December meeting in Paris.

The threat — almost guaranteed — of congressional refusal to ratify the United States’ participation in an international climate agreement […]

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