A payday lender is accused of stealing millions from customers. Trump’s CFPB is now letting them off the hook.

Stephan:  The contempt Trump and the Republican Party have for average working Americans is breathtaking. Here is their latest perfidy.

Credit: Shutterstock

The Consumer Financial Protection Bureau (CFPB) is taking it easy on payday lenders accused of preying on low-income workers.

In the agency’s first report to Congress since Mick Mulvaney took the helm in November, the CFPB said it is dropping sanctions against NDG Financial Corp, a group of 21 businesses that the agency, under President Obama, had accused of running “a cross-border online payday lending scheme” in Canada and the United States.

“The scheme primarily involved making loans to U.S. consumers in violation of state usury laws and then using unfair, deceptive, and abusive practices to collect on the loans and profit from the revenues,” the CFPB lawyers argued in the complaint filed in the Southern District of New York in 2015.

The CFPB’s lawsuit had been winding its way through the courts until Mulvaney took over the bureau. One of the lead attorneys defending the payday lenders was Steven Engel, who is now assistant attorney general at the US Justice Department, and who was listed as […]

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Waffle House shooter was part of rightwing extremist movement: report

Stephan:  I keep telling you that you are more likely to be killed by your shirt (literally based on the data) than a Muslim terrorist. The real people to fear are Rightwing Christian White men exercising their second amendment rights to own a gun. Here is the latest mass murder report, and what we know about the perpetrator.

Alleged Waffle House shooter Travis Reinking/Screenshot

The alleged Waffle House shooter had declared himself to be part of the rightwing extremist “sovereign citizen” movement, according to USA Today.

Travis Reinking, 29, is believed to have been the shooter who killed four at a 24-hour diner outside Nashville. Reinking had been arrested outside the White House last year and had his guns taken away because he is mentally ill, according to reports.

At the White House, Reinking had declared himself a “sovereign citizen” who is not required to follow the nation’s laws.

The FBI says that sovereign citizens are “anti-government extremists who claim the federal government is operating outside its jurisdiction and they are therefore not bound by government authority—including the courts, taxing entities, motor vehicle departments, and even law enforcement.”

Reinking’s massacre was stopped when hero James Shaw Jr. took a bullet to get the gun off him and throw it away. Shaw has said he’s not a hero—that he was just trying to save his own life and ended up saving others […]

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Novel antioxidant makes old blood vessels seem young again

Stephan:  After you read this, particularly if you are an older individual you might consider some alterations in your diet. I take this as good news. Citation for the paper referenced in this report: Matthew J. Rossman, Jessica R. Santos-Parker, Chelsea A.C. Steward, Nina Z. Bispham, Lauren M. Cuevas, Hannah L. Rosenberg, Kayla A. Woodward, Michel Chonchol, Rachel A. Gioscia-Ryan, Michael P. Murphy, Douglas R. Seals. Chronic Supplementation With a Mitochondrial Antioxidant (MitoQ) Improves Vascular Function in Healthy Older Adults. Hypertension, 2018; HYPERTENSIONAHA.117.10787 DOI: 10.1161/HYPERTENSIONAHA.117.10787

Older adults who take a novel antioxidant that specifically targets cellular powerhouses, or mitochondria, see age-related vascular changes reverse by the equivalent of 15 to 20 years within six weeks, according to new University of Colorado Boulder research.

The study, published this week in the American Heart Association journal Hypertension, adds to a growing body of evidence suggesting pharmaceutical-grade nutritional supplements, or nutraceuticals, could play an important role in preventing heart disease-the nation’s No. 1 killer. It also resurrects the notion that oral antioxidants, which have been broadly dismissed as ineffective in recent years, could reap measurable health benefits if properly targeted, the authors say.

“This is the first clinical trial to assess the impact of a mitochondrial-specific antioxidant on vascular function in humans,” said lead author Matthew Rossman, a postdoctoral researcher in the department of integrative physiology. “It suggests that therapies like this may hold real promise for reducing the risk of age-related cardiovascular disease.”

For the study, Rossman and senior author Doug Seals, director of the Integrative Physiology of Aging Laboratory, recruited 20 healthy men and […]

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First-time judge appointed by Trump issues his very first opinion. It’s a doozy

Stephan:  I have been telling my readers for months that one of the most enduring degradations of American democracy that Trump is effecting are his appointments to the bench. They are the same kinds of ideological sleazeballs he has appointed to every other post in government. These are lifetime appoints of early middle aged individuals who will serve for decades. Here is an example of what I mean. This is a very serious problem that gets almost no popular mainstream media coverage.

James C. Ho, Trump nominated judge Credit: Tom Williams/CQ Roll Call

 

 

Judge James Ho has been a federal judge for only a few months. Until Wednesday, he had never handed down a judicial opinion in his life. But the Trump appointee’s very first opinion, a dissent calling for a sweeping assault on campaign contribution limits, is a doozy.

More than just an ideologically radical opinion, Judge Ho’s dissent from the full United States Court of Appeals for the Fifth Circuit’s decision not to rehear Zimmerman v. City of Austin is a monument to conservative political rhetoric and right-wing historical myths. It’s the sort of commentary one would expect to find in an especially strident political magazine — perhaps one of the publications one of Ho’s current law clerks used to write for. It is emphatically not the sort of writing one expects to find in a judicial opinion.

Newly confirmed judges — or, at least, newly confirmed judges who aren’t named “Neil Gorsuch” — are typically more careful than this. They […]

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Texas Charter School Asked Students to List ‘Positive Aspects’ of Slavery

Stephan:  In my view the charter school movement championed by Secretary of Education Betsy Devos has three purposes none of which proponents acknowledge: 1.) To end public education 2.) To indoctrinate the peasants so they are pliable ignorant twits who will vote as they're told. 3.) To use the peasants as valves to tap the public treasury to further enrich, the already rich. Here is an example of exactly what I mean.

An enraged father was in disbelief when he saw his eighth grader’s homework assignment. The student was given a paper with two columns to fill out by listing the “positive aspects” and the “negative aspects” of life as a slave.

The worksheet was titled: “The Life of Slaves: A Balanced View.”

“What the hell is this revisionist history lesson trying to achieve here?!?” asked father Roberto Livar in a furious Facebook post.

Roberto’s child, Manu, attends the San Antonio, Texas charter school Great Hearts Monte Vista, CNN reported.

The school has now come out and distanced itself from the assignment.

“To be clear, there is no debate about slavery. It is immoral and a crime against humanity,” Superintendent Aaron Kindel said in a statement.

He continued: “Our review of the situation found this incident to be limited to one teacher at just one campus. It was a clear mistake and we sincerely apologize for the insensitive nature of this offense. We want to thank the parents who voiced their concern and brought this to our attention.”

The teacher who gave the assignment has been put on leave, the […]

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