Stephan:   I think any small investor in the market has taken their life in their hands. In an age of algorithm computer trading, rampant dishonesty and corruption, small investors strike me as being as vulnerable as baby bunnies. Because of that view I don't spend a lot of time following markets in detail. But I do maintain a general overview, and the number of articles in the financial press sounding a klaxon, as this one does, are growing in frequency. I have chosen this one because it is a compendium of the others. I think we need to take this seriously.